10 Essential Reasons Why A Person Needs Life Insurance

Ok to ah!!! I just check my message box and I read the name "TooSexy". Ewan ko kung girl or boy sya! Basta sabi nya, she/he used to read my blogs before at kung naaalala ko daw sya..?! Huhhh???? Parang hindeeee!!!! Sorry TooSexy ah... pakilala na lang kaw kapag nabasa mo ito. But anywayz, when I clicked your name, ito naman lumaba, parang blog about life insurance. Hmmmm, since I am working in a life insurance company, copy/paste ko na lang muna ah.. I think ok tong article na toh....

*****************************************************************************
http://getdentalimplantsinfo.com/health/10-essential-reasons-why-a-person-needs-life-insurance/
*****************************************************************************
10 Essential Reasons Why A Person Needs Life Insurance

Insurance is made to protect a man or woman along with the household from disasters and fiscal burdens. You’ll find a lot of kinds of insurance coverage of which, the basic and most significant is regarded as to be lifestyle insurance. It gives for the dependants after your death.

Since you will find specific economical commitments you have to meet throughout lifestyle and do contribute in some way to the loved ones earnings, you should offer something even in death—to secure the home, aid the relatives meet costs for a while, guard dependant parents, or secure the children or spouse.

Personal obligations could include funeral expenses, unsettled medical bills, mortgages, business enterprise commitments, meeting the college charges of the children, and so on.

How much insurance plot a man or women requirements would vary, depending on lifestyle, financial wants and sources of income, debts, along with the number of dependants? An insurance adviser or agent would recommend that you take insurance cover that amounts to five to ten times your annual income. It is ideal to sit down with an expert and go via the reasons why you need to reckon about insurance plot and what kind of insurance policy plotting would benefit you.

As an critical part of your economical plot insurance policies provides peace of mind for any uncertainties in life.

1. Life insurance plot correctly plotted will on premature death offer funds to deal with monies due, mortgages, and living expenses. It offers protection for the relatives you leave behind and serves as a money resource.

2. It secures your hard earned estate on death by providing tax free money which is often utilized to pay estate and death duties and to tide over enterprise and individual expenses.

3. Life insurance policy can have a savings or pension component that delivers for you in the course of retirement.

4. Some policies have riders like coverage of critical illness or phrase insurance coverage for the young children or spouse. You’ll find particular rules regarding eligibility for riders which you will need to determine clearly.

5. Having a valid insurance policy policy is considered as financial assets which improves your credit rating when you’ll need health insurance coverage or a residence loan or company loan.

6. In situation of bankruptcy, the cash value too as death advantages of an insurance policy policy is exempt from creditors.

7. Life insurance policy is often plotted such that it will cover even your funeral expenses.

8. Term lifetime insurance policy has double advantages, it protects and you are able to get your funds back while in strategic points in your life.

9. Insurance protects your small business from fiscal loss or any liabilities in circumstance a business partner dies.

10. It can contribute towards maintaining a family’s lifestyle style when one contributing partner suddenly dies.

Insurance plot is vital to beneficial fiscal preparing and security but you would must assess your individual risk and long term commitments. Insurance policies stands a particular person in very excellent stead throughout existence and can be used in case of emergencies while in a lifetime time by requesting a withdrawal or loan.

Simply just ME

I came across these statements and whoever constructed this, I can't help but copy/paste it. Coz it simply just me!!!!!


"I AM as silent as the still water...silence conceals the beast within me... restrained and repressed, it struggles to come out every single night that I feel the hunger for doing what is not right and what is not expected...

Nobody can predict me... i project the image that blinds everyone to see that i am someone who they thought i am... 28 years I wore a mask --- behind the mask lies a thousand faces... faces that i have worn since the day i found out that I AM DIFFERENT.

no one knows what I'll do next... will I allow the beast to conquer me? will I took off the mask and allow the faces to disappear into thin air, leaving what is left of me. I myself wonders what I'll do next and what lies for me in the future...

one thing is for certain.... i leave this fate to the hands of HIM who have created me."

hayyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyy

Hayyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyy

Bakiiiiiiiiiiiiiiiiiiiittttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttt????

Sa biglang galaw ng oras, minuto or Segundo, kala mo ok ang lahat,

Walang problema… ok ang pakiramdam ……. You’ll feel great..ganun …

Sa isang kibot lang ng kamay ng oras, andaling mapawi ang galak na nararamdaman …..

Biglang mapapalitan ng nakakainis na pakiramdam …………

At nakakainis talaga., mahirap pigilin kung un ang nararamdaman ……….

Sana lang maka move on ako kaagad sa mga pangyayari ……

Ang hirap kasi hindi naman agad ma reresolbahan ang problema

Kahit I share mo pa yan sa iba , di pa rin naman ma so solve,

Makikinig lang naman ang mga taong pagsasabihan mo,

Oo nga, wala pa rin, kaya minsan, it’s better tatahimik na lang ako …

Sasarilinin ko na lang…..

Ganun naman un eh ……… ang hirap pag ikaw na affected talaga at nararamdaman mo ang

Mga pangit na mga pakiramdam …


Hayyyyyyyyyyyyyyyyyyyyyyyy

Hayyyyyyyyyyyyyyyyyyyyyyyyyyyyyy na lang talaga…….

10 Principles for Peace of Mind

Pravs World >> 10 Principles for Peace of Mind = Monday, 23 August 2010

1. Do Not Interfere In Others’ Business Unless Asked:Most of us create our own problems by interfering too often in others’ affairs. We do so because somehow we have convinced ourselves that our way is the best way, our logic is the perfect logic and those who do not conform to our thinking must be criticized and steered to the right direction, our direction. This thinking denies the existence of individuality and consequently the existence of God.. God has created each one of us in a unique way. No two human beings can think or act in exactly the same way. All men or women act the way they do because God within them prompts them that way. Mind your own business and you will keep your peace.


2. Forgive And Forget:This is the most powerful aid to peace of mind. We often develop ill feelings inside our heart for the person who insults us or harms us. We nurture grievances. This in turn results in loss of sleep, development of stomach ulcers, and high blood pressure. This insult or injury was done once, but nourishing of grievance goes on forever by constantly remembering it. Get over this bad habit. Life is too short to waste in such trifles. Forgive,20Forget, and march on. Love flourishes in giving and forgiving.


3. Do Not Crave For Recognition:This world is full of selfish people. They seldom praise anybody without selfish motives. They may praise you today because you are in power, but no sooner than you are powerless, they will forget your achievement and will start finding faults in you. Why do you wish to kill yours if in striving for their recognition? Their recognition is not worth the aggravation. Do your duties ethically and sincerely.


4. Do Not Be Jealous:We all have experienced how jealousy can disturb our peace of mind. You know that you work harder than your colleagues in the office, but sometimes they get promotions; you do not. You started a business several years ago, but you are not as successful as your neighbor whose business is only one year old. There are several examples like these in everyday life. Should you be jealous? No. Remember everybody’s life is shaped by his/her destiny, which has now become his/her reality. If you are destined to be rich, nothing in the world can stop you. If you are not so destined, no one can help you either. Nothing will be gained by blaming others for your misfortune. Jealousy will not get you anywhere; it will only take away your peace of mind.


5. Change Yourself According To The Environment:If you try to change the environment single-handedly, the chances are you will fail. Instead, change yourself to suit your environment. As you do this, even the environment, which has been unfriendly to you, will mysteriously change and seem congenial and harmonious.


6. Endure What Cannot Be Cured:This is the best way to turn a disadvantage into an advantage. Every day we face numerous inconveniences, ailments, irritations, and accidents that are beyond our control. If we cannot control them or change them, we must learn to put up with these things. We must learn to endure them cheerfully. Believe in yourself and you will gain in terms of patience, inner strength and will power.


7. Do Not Bite Off More Than You Can Chew:This maxim needs to be remembered constantly. We often tend to take more responsibilities than we are capable of carrying out. This is done to satisfy our ego. Know your limitations. . Why take on additional loads that may create more worries? You cannot gain peace of mind by expanding your external activities. Reduce your material engagements and spend time in prayer, introspection and meditation. This will reduce those thoughts in your mind that make you restless. Uncluttered mind will produce greater peace of mind.


8. Meditate Regularly:Meditation calms the mind and gets rid of disturbing thoughts. This is the highest state of peace of mind. Try and experience it yourself. If you meditate earnestly for half an hour everyday, your mind will tend to become peaceful during the remaining twenty-three and half-hours. Your mind will not be easily disturbed as it was before. You would benefit by gradually increasing the period of daily meditation. You may think that this will interfere with your daily work. On the contrary, this will increase your efficiency and you will be able to produce better results in less time.


9. Never Leave The Mind Vacant:An empty mind is the devil’s workshop. All evil actions start in the vacant mind. Keep your mind occupied in something positive, something worthwhile. Actively follow a hobby. Do something that holds your interest. You must decide what you value more: money or peace of mind. Your hobby, like social work or religious work, may not always earn you more money, but you will have a sense of fulfillment and achievement. Even when you are resting physically, occupy yourself in healthy reading or mental chanting of God’s name.


10. Do Not Procrastinate And Never Regret:Do not waste time in protracted wondering ” Should I or shouldn’t I?” Days, weeks, months, and years may be wasted in that futile mental debating. You can never plan enough because you can never anticipate all future happenings. Value your time and do the things that need to be done. It does not matter if you fail the first time. You can learn from your mistakes and succeed the next time. Sitting back and worrying will lead to nothing. Learn from your mistakes, but do not brood over the past. DO NOT REGRET. Whatever happened was destined to happen only that way. Why cry over split milk?

Angelnowhere: Happy Birthday Zherwin!!

Angelnowhere: Happy Birthday Zherwin!!

Who says I’m still single?

From the blog of s_u_p_e_r_m_a_n

…….gReAt PoWer cOmeS wiTh gReAt ReSpOnSibiLitY……..

Who says I’m still single?

September 10th, 2010 by sherwinraon

Who says I am still single until now?

I AM NOT!

I am happily commited now!

Yes! I am so inlove for 14 months now.

And it’s getting stronger.

This is what I chose. So just let me be this way, ok!

All I could ask from you is “Just be happy for me!”

Won't Go Home Without You

A song that every time I hear it playing, brings back memories of
someone I met in the past
had she had stayed, I would have tried after all....

But she left before I had the chance to "say".....

It's good seeing you the last time even from afar....

This is for you....


*******************************************************************


Won't Go Home Without You
(Maroon 5)


I asked her to stay but she wouldn’t listen
And she left before I had the chance to say
The words that would mend the things that were broken
But now it’s far too late she’s gone away

Every night you cry yourself to sleep
Thinking why does this happen to me ?
Why does every moment have to be so hard?
Hard to believe it


It’s not over tonight
Just give me one more chance to make it right
I may not make it through the night
I won’t go home without you.


The taste of her breath, I’ll never get over
And the noises that she made kept me awake
The weight of the things that remain unspoken
Built up so much, it crushed us everyday

Every night you cry yourself to sleep
Thinking why does this happen to me ?
Why does every moment have to be so hard?
Hard to believe it



It’s not over tonight
Just give me one more chance to make it right
I may not make it through the night
I won’t go home without you.

It’s not over tonight
Just give me one more chance to make it right
I may not make it through the night
I won’t go home without you.


Of all the things I’ve felt I’ve never really showed
Perhaps the worst is that I ever let you go
I should not ever let you go


It’s not over tonight
Just give me one more chance to make it right
I may not make it through the night
I won’t go home without you.

It’s not over tonight
Just give me one more chance to make it right
I may not make it through the night
I won’t go home without you.


And I won’t go home without you.
And I won’t go home without you.
And I won’t go home without you.

...ang nakatutuwang katotohanan ng salitang "pag-ibig"

...... just sharing this....... Whoever wrote this, sobrang ganda nito..matatawa ka na lang , promise! kasi truly, un na nga yun Hehehehe .. enjoy… hay love nga naman!


--------------------------------------------------------------------------------

why do we love ba?

so we can have somebody to talk to?

someone who can be there pag gusto natin gumala?

a person na pwedeng manlibre satin?

taong magbibitbit ng gamit mo? ALALAY for short!
eh pano kung di ka nya mahal? would you still love him/her?
would you still continue to care for that person?

bakit naman hinde? you didnt love that person para magkaroon ka ng alalay, magkaroon ka ng instant meal dahil libre, taong gagawa ng assignments mo or projects, or taong mahihila mo if you want to go out... if thats what you think about love well sorry ang BABAW mo! loving a person doesn't need to have a criteria na dapat maganda o guwapo, dapat mabait or understanding, kasi once you fall inlove you take the risk of accepting dat person kahit maingay sya matulog, yung hilik ng hilik kahit matakaw sya o sobrang fat na hindi kayo kasya pag puno ang jeep!
kahit sobrang moody nya na kulang na lang ay sapakin mo sa inis! yung sobrang selosa/seloso na pati barkada pinagseselosan..
badtrip diba? and yung napaka-arte OA kung baga! o kahit ano pang things that would turn you off...
hirap tlaga magmahal trying to be PERFECT kase
gusto mong magtagal pero hindi yun ang sagot sa lahat... ACCEPTING the real person fully kase if you said na mahal mo sya you dont need to find answers kung bakit mo sya mahal...

kase lahat ng tao nagbabago but if you accept
that person magbago man sya in the middle of your relationship hindi ka masasaktan kase you know that darating
din yun.. tsaka tanggap mo sya ng buo... mahirap gawin pero masarap subukan dahil wala ng sasaya pa if you let one person feel na MAHAL NA MAHAL mo sya without asking 4 anything in return... then you can say wow un pla ang LOVE!

Being happy doesn't mean everything's perfect. It means you've decided to see beyond the imperfections.... >> Ganda noh… J

==========================================
Nakakatawa talaga ang love. Isa siyang napakalaking oxymoron. Lahat ng pwede mong masabi sa kanya, baliktarin mo at totoo pa rin. Ang labo diba? Pero ang linaw. Masaya magmahal. Malungkot magmahal. Di mo
naiintindihan pero naiintindihan mo. Walang rason. Maraming rason. Di mo na kaya, pero kaya mo pa rin. Masakit magmahal. Pero okey lang. Sus, ano ba talaga?! May kaibigan ako, sabi niya dati "Love is only for stupid people." Nakakatawa kasi laude ang standing niya, pero dumating ang panahon, na-in-love din ang hunghang. At ayun, tanga na siya ngayon.
Lahat kasi ng nahahawakan ng love nagiging oxymoron din. O kaya paminsan, nagiging moron lang. Hindi lang kasi basta baliktaran ang pag-ibig. Lahat ng bagay nababaligtad din niya. Lahat ng malalakas na tao,
humihina. Ang mayayabang, nagpapakumbaba. Ang mga walang pakialam, nagiging Mother Teresa. Ang mga henyo, nauubusan ng sagot. Ang malulungkot, sumasaya.
Nakakatawa talaga. Lalo na kapag dumadating siya sa mga taong ayaw na talaga magmahal. Napansin ko nga eh. Parang kung gusto mo lang ma-in-love ulit, sabihin mo lang ang magic words na "Ayoko na ma-inlove!" biglang WACHA! Ayan na siya.Nang-aasar. Magpapaasar ka naman. Di ba nakakatawa rin na pagdating sa problema ng ibang tao, ang galing galing mo? Pero 'pag problema mo na yung pinag-uusapan parang nawawalan ng saysay lahat ng ipinayo mo dun sa namomroblemang tao? Naiisip mong wala namang mali dun sa mga sinabi mo. Pero bakit parang wala ring tama? Bali-baliktad din ang nasasabi ng mga taong tinamaan ng madugong pana ng pag-ibig. "Ngayon ko lang nalaman ganito pala. Sabi ko na eh!" "Ang sarap mabuhay. Pwede na 'ko mamatay. Now na!" At hindi lang 'yon. Ang sarap din pagtawanan ng mga taong alam naman nilang masasaktan lang sila eh magpapatihulog pa rin sa bangin ng pag-ibig. Tapos 'pag luray-luray na yung puso nila, siyempre hindi sila yung may kasalanan. Siya! "Bakit niya 'ko sinaktan?" May kasama pang pagsuntok sa pader yon, at pagbabagsak ng pinto.

Hayop talaga.
Mauubos ang buong magdamag ko kakasabi ng mga bagay na nakakatawa 'pag pag-ibig na ang pinag-usapan. Ang daming beses ko na kasi siya nakasalubong kaya masasabi ko nang eksperto na 'ko.
Pero wala pa rin akong alam. Pero ang pinakanakakatawa sa lahat ay ang katotohanang kapag gusto magpatawa ng pag-ibig, ipusta na mo na lahat ng ari-arian mo dahil siguradong ikaw ang punchline.

Nakakatawa no?
Nakakaiyak.



"The best use of LIFE is LOVE.
The best expressions of Love is TIME.
The best time to Love is NOW..."




Reference:
https://www.facebook.com/notes/erwan-bong-raon/ang-nakatutuwang-katotohanan-ng-salitang-pag-ibig/327415585889